Debbie has over 35 years of experience in the insurance industry, specializing in Professional Liability coverage. Since 2000, she has been employed by Pearl Insurance as a Senior Regional Director/Account Executive. She is responsible for marketing professional liability coverage for Realtors, Lawyers, Architects and Engineers and other professionals, as well as several lines of property and casualty insurance.

James Mercado is a seasoned expert in VA home loans, with over 25 years' experience helping veterans and their families navigate the complexities of securing home financing. With a deep understanding of VA loan benefits, eligibility requirements, and the application process, James has empowered numerous veterans and active-duty service people to "Own The Land You Defend" ®. Committed to serving those who served. James also volunteers on a national training and education platform to help educate our veterans on credit, real estate and finance. He also serves on a Veterans Advocacy committee in DC where he works with lobbyists and legislators

With 15 years of diverse experience in the real estate industry, Adam Schnabel brings a wealth of knowledge and a passion for affordable housing to his role as an Account Executive with WHEDA. Adam has served in various capacities, including lender, mortgage processor, operations manager, pipeline manager, and Title Officer. His dedication to ensuring everyone has access to a safe and secure place to call home drives his work.