1. B. Implicit bias involves automatic associations that emerge instantly in the unconscious brain regarding groups and identities like race, sex, age or religion and may impact decisions made by real estate professionals in transactions. Read more at www.wra.org/ImplicitBias. 

2. D. All are tools an agent may use when working with Latino homebuyers. The Spanish versions of the WRA explanation brochures of the REEB-approved contracts are the most specialized.

3. D. The decision nullified bans on same-sex marriage as well as bans on official recognition of such marriages performed outside a state because they violate the 14th Amendment’s guarantees of due process and equal protection. 

4. A. The agent is violating fair housing law by steering the buyers away from neighborhoods they wanted to see. Agents must provide equal professional services based on the buyer’s criteria for a home.

5. C. The Safe Housing Act in Wis. Stat. § 704.16 provides that the tenant is responsible for the costs of changing the locks.

6. D. Since 1997, the WRA Partnership for Success Program has provided start-up assistance for new minority agents. Learn more at www.wra.org/Partnership. 

7. D. See the Joint Statement of the Department of Housing and Urban Development and the Department of Justice: Reasonable Modifications under the Fair Housing Act at www.hud.gov/sites/documents/DOC_7502.PDF and Wis. Stat. § 106.50(2r)(b)3 at docs.legis.wisconsin.gov/statutes/statutes/106/III/50.

8. B. Government-imposed redlining systematically denied FHA and VA loans to all Blacks, including veterans, and determined who could accumulate government-subsidized wealth.

9. D. Each item describes the statement. See “Do You Have a Racist Deed?” in the March 2021 Wisconsin Real Estate Magazine at www.wra.org/WREM/Mar21/RacistDeed.

10. D. All are historical segregationist policies. See www.wra.org/ColorOfLaw.